Categories > Other Services

The 5 Best Loan Services in Perth

The 5 Best Loan Services in Perth

How We Picked the Best Loan Services in Perth

Credentials

The credibility of the lenders was evaluated based on their years of expertise and reputation.

Booking System

We assessed how well their contact form and overall booking process worked.

Service

Financial services were reviewed based on their scope and sufficiency as lending agencies.

Communication

Their staff should be accessible for questions or clarifications. They should also be reliable and informative throughout the service. 

1. Loans 123

Loans 123

Services: Personal Loans, Cars & Utes, Boat Loans, Commercial Loans, Insurance

Website: https://loans123.com.au/ 

Address: 2 Cargill St, Victoria Park WA 6100, Australia

Contact Details: +61 1800 100 100, admin@loans123.com.au, steve@loans123.com.au  

Operating Hours: Monday – Friday: 8:00 AM – 5:00 PM

Google reviews score5/5
Total reviews2/5
Score consistency5/5
Credentials4/5
Booking System4/5
Service4.75/5
Scope4.5/5
Sufficiency of Lending5/5
Communication4.5/5
Accessibility4/5
Reliability5/5

For their extensive loans in Perth, we recommend Loans 123. They take pride in their quick approvals, living up to their name.

We think that they have well-rounded loan options – personal, auto, business, warranty, and insurance. We also like that they ensure customers get loans that best fit their current financial situation.

Some clients we spoke to praised the staff members’ expertise in assisting them in reaching their objectives. We saw that many of these are for premium vehicles and bikes.

However, they don’t provide payday loans. They think that offering these can hurt the client’s credit rating.

Numerous legal uses for their personal loan are also acceptable. Their loans can be used for vacations, house improvements, debt relief, cosmetic surgery, weddings, memorial services, and other similar expenses.

Conveniently, their personal loan could also be used for almost any reason, even large one-time payments. Of course, they would set a cap on unsecured personal loan amounts at $30,000.

Additionally, they offer excellent customer service. Their friendly staff can walk you through how safe it is to get personal loans without having to put up collateral.

By making a short call, Loans 123 can expedite your loan application. Just keep in mind that their office is close to a school zone when you come, so drive cautiously.

Pros

  • Their loans address various financial challenges
  • Quick processing of loan approvals
  • Their personal loan is accepted for almost any purpose
  • Excellent customer support

Cons

  • Not a payday personal loan provider
  • Their location is next to a school zone

2. Fastlane Finance

Fastlane Finance

Services: Personal Loans, Car & Leisure, Business, Insurance, Warranty

Website: https://www.fastlanefinance.com.au/ 

Address: 1705 Albany Highway, Kenwick WA 6107 

Contact Details: +61 1300 786 891

Operating Hours: Monday – Friday: 8:30 AM – 5:00 PM, Saturday: 9:00 AM – 12:00 PM

Google reviews score4.7/5
Total reviews3/5
Score consistency4.7/5
Credentials4/5
Booking System4/5
Service4.25/5
Scope4/5
Sufficiency of Lending4.5/5
Communication4.5/5
Accessibility4.5/5
Reliability4.5/5

Because of their flexible loans in Perth, Fastlane Finance is another of our top recommendations.

We commend them for providing personal loans that have assisted several borrowers in addressing goals for short and long-term. These loans can be used for reasons like emergency medical procedures, home improvements, or travel plans.

Having a wide range of extra services, like insurance, warranties, financing for business cars and equipment, and the like, also seems beneficial. They offer debt consolidation too, which we believe simplifies the burden of having many loans.

Although completing their online application form is easy, we still advise prospects to be aware of their credit score. If you don’t know, you could include this in your initial message.

Their patience is also handy for us. They walk their clients through everything and keep them updated.

But a downside is that their staff can have a tendency to upsell their financing services. We urge you to be firm about your preferences and make them clear so that you don’t end up with unexpectedly high costs.

Just note that due to the presence of other auto companies in front of their building, finding their office may not be easy at first.

Pros

  • Numerous financing services
  • Available flexible loans
  • Updates clients consistently
  • Fast online application

Cons

  • The staff may upsell unwanted services
  • Their office be challenging to locate for the first time

3. Yes Loans

Yes Loans

Services: Personal Loans, Leisure Finance, Commercial Loans, Insurance

Website: https://www.yesloans.com.au/ 

Address: 263 Albany Hwy, Victoria Park WA 6100, Australia

Contact Details: +61 8 9472 3000, admin@yesloans.com.au 

Operating Hours: Monday – Friday: 7:30 AM – 5:00 PM

Google reviews score4.6/5
Total reviews3/5
Score consistency4.6/5
Credentials4/5
Booking System4/5
Service4.25/5
Scope4/5
Sufficiency of Lending4.5/5
Communication4.25/5
Accessibility4/5
Reliability4.5/5

Another of the best loan lenders in Perth is Yes Loans – they can offer large lending amounts to borrowers!

We appreciate how quickly their processes are completed, too. With prompt responses and consistent client communication, we believe they maintain efficiency.

Moreover, a previous client we talked to reported completing his application in as little as 10 minutes. It’s one of the quickest we’ve seen across a sizable number of Perth lenders.

We think that this is ideal because it allows us to save a lot of resources without having to wait for a long time.

Their maximum amount for an unsecured personal loan is $60,000 too, which is greater than the typical offer in the city. In our opinion, this benefits borrowers who have greater and more urgent financial needs.

We also welcome the fact that there’s no maximum lending amount and that the minimum is $5,000 for secured loans.

In addition, they let customers pay for the principal as well as the interest with flexible weekly, biweekly, or monthly payment options.

The only problem is that some people might get high interest rates. Make sure to thoroughly review the rates with your broker so that any early misunderstandings can be avoided.

Pros

  • Able to lend high amounts
  • Plenty and diverse clientele 
  • Fast application process
  • Flexible repayment plans

Cons

  • Possibility of high interest rates
  • Occasional client conflicts

4. Loans Unlimited

Loans Unlimited

Services: Personal Loans, Car, Leisure, Commercial, Refinancing, Insurance

Website: https://loansunlimited.com.au/ 

Address: Unit 15/885 Albany Hwy, East Victoria Park WA 6101, Australia

Contact Details: +61 1300 212 200, approvals@loansunlimited.com.au 

Operating Hours: Monday – Friday: 8:30 AM – 5:00 PM, Saturday: 9:00 AM – 12:00 PM

Google reviews score4.8/5
Facebook reviews score4.2/5
Total reviews3/5
Score consistency4/5
Credentials4/5
Booking System4/5
Service4/5
Scope4/5
Sufficiency of Lending4/5
Communication4.25/5
Accessibility4.5/5
Reliability4/5

Loans Unlimited can approve loans in as little as an hour, making them among our picks for the fastest lenders for loans in Perth!

The fact that they have 40 years of experience is impressive to us, too. We believe that this allowed them to handle different types of clients in numerous financial situations.

We also appreciate that they have many lenders on their list. For us, this increases the likelihood that borrowers will find the most suitable financing option.

This agency also appears to be aware of how intimidating financial jargon can be. Some previous clients we met expressed gratitude for the straightforward explanations provided for them.

Also, we love that clients can see their records if their credit application was turned down within the last 90 days. We think many would appreciate the transparency.

Additionally, customers can ask for a free copy of the file for convenient reference.

However, there were a few instances where their crew was slow to respond to clients. We recommend sending follow-up messages on a regular basis because they’re occasionally understaffed.

If interested, Loans Unlimited is open every day, excluding Sundays and Saturday afternoons. When you visit their office, they can offer good parking as well.

Pros

  • More than 40 years in the business
  • Wide array of lender choices
  • Communicates well with clients
  • Borrowers may view their credit files

Cons

  • Might be occasionally understaffed
  • May take some time to give a quote

5. Finwise Finance

Finwise Finance

Services: Personal Loans, Car Loans, Business

Website: https://www.finwisefinance.com.au/ 

Address: Level 4/165 Adelaide Terrace, East Perth WA 6004, Australia

Contact Details: +61 1300 404 300, info@finwisefinance.com.au 

Operating Hours: Monday – Friday: 8:30 AM – 6:00 PM

Google reviews score5/5
Facebook reviews score5/5
Total reviews3/5
Score consistency5/5
Credentials4/5
Booking System4/5
Service4.75/5
Scope4.5/5
Sufficiency of Lending5/5
Communication4.25/5
Accessibility4/5
Reliability4.5/5

Finwise Finance is one of the best agencies we can think of for you to get your next loan in Perth.

We appreciate how they simplify the lending procedure by being dependable and taking care of the small details. For tailored results, they pair clients with lenders that best fit their requirements.

For us, their fixed interest rates appear to be flexible enough. This is offered for periods ranging from 1 to 7 years.

Their online calculator is easy-to-use, too. Prospects can input their preferences to compute their repayments, with many supporting details and explanations shown.

Through this, potential borrowers would be aware of what to expect from their loan summary. This is especially useful for beginners, in our opinion.

What’s more, there’s the option to consolidate loans. We believe personal loans, credit card debt, and others could be easier to repay in this fashion.

A lower rate could also be obtained from one of their 30+ lenders when refinancing. Having connections with several lenders gives borrowers access to the best prices.

But before refinancing, this agency also requires strong evidence that you have the ability to make timely payments. For this reason, we suggest consulting a financial expert beforehand to assist you.

Finwise Finance can offer a non-obligatory quote, except on weekends, if you’re interested.

Pros

  • Interest rates are fixed
  • Comfortable terms of 1 to 7 years
  • More than 30 lenders to choose from
  • May combine multiple loans

Cons

  • Needs repayment proof for refinancing
  • Unavailable on Saturdays and Sundays

FAQs About Loans in Perth

Still hard to beat

Xiaomi Mi True Wireless Earphones 2

Read more below Buy Now

Better Fitting

Mpow MDots Wireless Earbuds

Read more below Buy Now

Noise Cancelling

BlueWow A8 Macarons True Wireless Earbuds

Read more below Buy Now
Check more deals
Related topics