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The 5 Best Car Financing Companies in Perth
How We Picked the Best Car Financing Companies in Perth
Credentials
Years of experience, memberships, and affiliations were considered to measure credibility.
Booking System
We looked at the efficiency of filling out their contact form and the overall booking system.
Service
The services were reviewed based on their scope and sufficiency of financing or loans.
Communication
Their staff should be accessible in case of questions or clarifications. They should also be knowledgeable and helpful throughout the service.
1. Westend Finance
Services: Motor Vehicle & Equipment, Home & Investment, Business & Commercial
Website: https://westendfinance.com.au/
Address: Level 12/197 St Georges Terrace, Perth WA 6000, Australia
Contact Details: +61 8 6406 2490, [email protected]
Operating Hours: Monday – Friday: 8:30 AM – 5:00 PM, Saturday: 9:00 AM – 1:00 PM
Google reviews score | 5/5 |
Facebook reviews score | 5/5 |
Total reviews | 2/5 |
Score consistency | 5/5 |
Credentials | 4/5 |
Booking System | 4.5/5 |
Service | 4.5/5 |
Scope | 4.5/5 |
Results | 4.5/5 |
Communication | 4.75/5 |
Accessibility | 4.5/5 |
Helpfulness | 5/5 |
To those who have no luck with a bank, Westend Finance is one of our top alternatives for car financing in Perth.
From the get-go, we like their flexibility with loan terms. Depending on the client’s needs, they can tailor this from 1 to 7 years.
This company can help finance a wide range of cars as well – new, used, vintage, luxury, and business vehicles.
Some loan applicants may also have more than one high-interest debt. To minimise complications, it’s helpful that they can consolidate these with multiple securities.
We commend that this company operates independently, too. They have access to a wide range of loan products on the market.
In our opinion, this also gives reassurance that they can offer unbiased credit advice because they’re not tied to any financial institution.
It’s also much appreciated that they do the brunt work of loan applications. This includes doing tons of research and making enquiries for the client.
Should you be interested, it only takes about a minute or two to complete Westend Finance’s contact form. It’s efficient since they usually get back within 24 hours.
But if it’s urgent, we suggest calling them for an immediate response. They’re open almost 6 days a week, except on Saturday afternoons and Sundays.
Since street parking may be difficult to come by, you may drive to the Council House nearby and park there.
Pros
- Lenient loan conditions
- Helps finance a wide range of vehicles
- Consolidates several debts with high-interest rates
- Available most of the week
Cons
- Parking space is limited
- Unavailable on Saturday afternoons and Sundays
2. Loans Unlimited
Services: Car Financing
Website: https://loansunlimited.com.au/
Address: Unit 15/885 Albany Hwy, East Victoria Park WA 6101, Australia
Contact Details: +61 1300 212 200, [email protected]
Operating Hours: Monday – Friday: 8:30 AM – 5:00 PM, Saturday: 9:00 AM – 12:00 PM
Google reviews score | 4.8/5 |
Facebook reviews score | 4.2/5 |
Total reviews | 3/5 |
Score consistency | 4/5 |
Credentials | 4/5 |
Booking System | 4.5/5 |
Service | 4/5 |
Scope | 4/5 |
Results | 4/5 |
Communication | 4.25/5 |
Accessibility | 4.5/5 |
Helpfulness | 4/5 |
For clients who prefer efficiency, Loans Unlimited is among our top car financing companies in Perth.
After finding the car you desire, we find it reassuring that they have a team of expert consultants specialising in car financing. They help by finding the lowest rates possible.
We also appreciate that they have a connection to over 30 lenders. This increases the likelihood that borrowers will quickly locate the best financing option for their needs.
In our opinion, this is useful even if the client is a first-time borrower. This is because their lenders assist even those with little to no credit history.
Should you need their services, it’s handy that they can approve loans in as fast as 1 hour.
However, several fees and extra costs must be taken care of once the loan is approved. This involves the application, origination, and Financiers Security Registration fee.
Also, there were a few instances when their staff were slow to respond to clients with their initial quotes. We advise sending follow-up messages now and then as they occasionally might be understaffed.
As for their availability, Loans Unlimited is open daily, excluding Sundays and Saturday afternoons. When you visit their office, it’s also convenient that they have a decent parking space.
Pros
- Has ties to more than 30 lenders
- Helps those with little to no credit history
- Possible to approve loans in 1 hour
- Provides adequate parking
Cons
- Potentially slow to respond to clients
- May include various additional costs
3. Credit One
Services: Car, Business, Personal, Leisure, Property, Insurance
Website: https://www.creditone.com.au/
Address: Suite 4/280 Bannister Rd, Canning Vale WA 6155, Australia
Contact Details: +61 1300 273 348, [email protected]
Operating Hours: Monday – Friday: 8:30 AM – 5:30 PM, Saturday: 8:30 AM – 3:00 PM
Google reviews score | 4.9/5 |
Facebook reviews score | 4.8/5 |
Total reviews | 4/5 |
Score consistency | 4.6/5 |
Credentials | 5/5 |
Booking System | 4.5/5 |
Service | 4.75/5 |
Scope | 5/5 |
Results | 4.5/5 |
Communication | 4.5/5 |
Accessibility | 4.5/5 |
Helpfulness | 4.5/5 |
Named as ‘Broker of the Year’ 3 years in a row, we believe Credit One could be on your list of best car financing firms in Perth.
They have among the most number of lenders we’ve seen in the city. With over 40 options, it’s fantastic that borrowers could choose among major banks and lenders not directly available to the public.
We think being affiliated with a panel of Australia’s leading lenders also means they can offer prospects a wide range of car finance options.
This is valuable even for small business people who rely heavily on vehicles. They seem detail-oriented – they look at your cash flow, tax, and business structure to match you with the most suitable finance options.
Conveniently, their online quotes can take as fast as 60 seconds. For many occasions, we love that same-day approval is also possible for efficiency.
Credit One’s consultants are available every day too. Their evaluations are typically brief, so we find this useful for urgent financial help on any day.
Yet occasionally, their team cannot provide financial advice on your car financing suitability. Still, their transparency about this is much appreciated.
For these situations, we suggest consulting with an independent financial planner or accountant beforehand to see how car finance would work for you.
Pros
- Acquired the ‘Broker of the Year’ award 3 times
- Connected to more than 40 lenders and big banks
- Loan approval on the same day is feasible
- Online quotes can be obtained in a minute
Cons
- Unable to advise on car financing suitability at times
- Their office is closed on Sundays
4. All Nation Finance
Services: Business Loans, Personal Loans
Website: https://allnationfinance.com.au/
Address: 61 Buckingham Dr, Wangara WA 6065, Australia
Contact Details: +61 424 185 442, [email protected]
Operating Hours: Monday – Friday: 9:00 AM – 5:00 PM, Saturday: 9:00 AM – 1:00 PM
Google reviews score | 5/5 |
Facebook reviews score | 5/5 |
Total reviews | 2/5 |
Score consistency | 5/5 |
Credentials | 4/5 |
Booking System | 4.5/5 |
Service | 5/5 |
Scope | 5/5 |
Results | 5/5 |
Communication | 4.75/5 |
Accessibility | 4.5/5 |
Helpfulness | 5/5 |
All Nation Finance is one of our well-rounded car financing options in Perth. They offer personalised loans and financing for business, commercial, and personal needs.
We feel confident of their credibility since they’re approved holders of an Australian Credit License with various memberships.
Apart from regular car loans, we’re in awe that they can also help finance boats, jet skis, caravans, motorbikes, and the like. We believe this fantastic range of vehicles can cater to a diverse set of clients.
If you have poor credit, we like that they still have numerous finance and loan options to structure your application. For us, this shows their determination to get your request approved no matter what.
Their team can offer free discussions for your initial meeting too. This is an opportunity for prospects to get to know them before making a big financial decision.
What’s more, it’s impressive that they value good customer service. We heard that they get back to clients often to keep them posted.
All Nation Finance is available 6 days a week, except on Saturday afternoons and Sundays. Keep in mind that they only have a small parking space, so it’s preferable to come early if you’re driving.
Pros
- With several affiliations and a license
- Aids in the financing of various vehicles
- Excellent client service
- Provides free consultations
Cons
- Confined parking spot
- Closed on Saturday afternoons and Sundays
5. Easi
Services: Electric Vehicle Novated Leasing, All Inclusive Car Finance, Novated Lease, Business Car Leasing, EasiBuy, Salary Packaging, Fleet Management
Website: https://www.easifleet.com.au/
Address: Suite 1 Level 3/179 St Georges Terrace, Perth WA 6100, Australia
Contact Details: +61 1300 266 828, [email protected]
Operating Hours: Monday – Friday: 9:00 AM – 5:00 PM
Google reviews score | 4.8/5 |
Facebook reviews score | 4.9/5 |
Total reviews | 3/5 |
Score consistency | 4.6/5 |
Credentials | 4/5 |
Booking System | 4/5 |
Service | 4.25/5 |
Scope | 4/5 |
Results | 4.5/5 |
Communication | 4.25/5 |
Accessibility | 4/5 |
Helpfulness | 4.5/5 |
If you’re looking for secured car loans for personal and business reasons, Easi’s car financing in Perth is on our top list.
Incredibly, we like that they can adapt to most financial situations. This company has direct access to an extensive range of car manufacturers so that people can choose almost any car model.
They’re focused on helping employees and employers through a novated lease or salary packaging, business car leasing, fleet management, or low-rate car finance and acquisition.
Beyond that, their car finance option is also inclusive. We love that this covers a lot – registration, car payment, insurance, tyres, roadside assistance, maintenance, fuel card, and more.
They help select a car and calculate all running costs for the year, including the price of your vehicle. In short, we believe their extensive packages are reassuring and prevent many complications later.
Alongside providing borrowers with a flexible fortnightly or monthly payment, their leave calculator also looks like a practical tool to quantify savings easily.
For accessibility, Easi has offices across Australia in the western and eastern regions.
But there may be occasions when they get overwhelmed with tons of messages, so it takes a while for them to respond to emails and calls. We believe keeping their clients updated is something they can improve on.
Pros
- Adjusts to most financial circumstances
- Connected to many car manufacturers
- Has options for flexible payments
- Office locations in both western and eastern Australia
Cons
- May be slow to reply
- Follow-ups to get updates might be necessary